In a bid to make banking seamless for its customers, Fidelity bank being among the top-rated banks in Nigeria implemented the idea of USSD codes for transactions. This has also helped to decongest the banking halls and ensure a cashless society. In this article, we would be discussing how to transact as a Fidelity bank customer using Fidelity bank code for money transfer, to check balance, and to recharge your account in a situation where you need urgent airtime.
There are two categories of people who are interested in this article, first are the Fidelity bank customers who are interested in learning new things, about how to use the transfer code and what other new things they could use the bank code for while the second group are the potential/new Fidelity bank customers who are new to the bank and are interested in learning how the code works before delving in. But first, before we go into that, we need to know a little about the history of Fidelity bank.
Brief History about Fidelity Bank
Fidelity Bank is a full-service commercial bank established in Nigeria, serving over 5 million clients through its 250 business locations and several additional digital banking channels. Based on a small group of specialist corporate banking businesses, as well as Micro, Small, and Medium Enterprises (MSMEs). Fidelity Bank is fast taking a digital-based retail banking approach, resulting in significant increase in savings deposits.
Over the previous six (6) years, the Bank’s flagship mobile / internet banking services have attracted more than 40% of the bank’s customer membership. Fidelity Bank Plc. is a Nigerian stock exchange listed company (NSE). It began operations as a commercial bank in 1988. It switched to commercial banking in 1999 and subsequently became a universal bank in February 2001. In 2005, Fidelity Bank merged with the old FSB International Bank Plc and Manny Bank Plc to establish the present larger Fidelity Bank.
Fidelity Bank is considered one of the top ten banks in the Nigerian banking industry and has correspondent banking, confirmation lines, credit, and other relationships with a network of off-shore financial institutions including ANZ London; Cairo, AFREXIM BANK, Egypt; ABSA, South Africa; Citibank N.A., New York and London; and FBN Bank Limited, UK as well as the US Agency for International Development as well as the US Agency for International Development.
In summary, Fidelity Bank is known for its honesty and professionalism. It is also respected for the quality and stability of its Executive Management team, which is dedicated on developing and sustaining a vibrant and well recognized brand to meet the demands of its expanding retail, corporate, commercial, and consumer banking clients.
Now we know more about the history of Fidelity bank, we can now answer one of the first thoughts of any newbie who has decided to go through this article.
What exactly is the Fidelity bank transfer code?
Fidelity Bank Plc provides clients with a variety of handy services, one of which is the option to transfer funds using a simple code. Fidelity bank transfers are convenient since they utilize a unique code that allows you to do a variety of financial activities. Such immediate banking is a handy method of mobile banking that can be done on any phone, with no requirement for an internet connection.
You may use the Fidelity bank transfer code to: make different transactions such as;
Check your account balance
Pay bills and recharge your phone.
The maximum transaction amount per day from a single phone is N200,000. The maximum amount of airtime that may be purchased is also N20,000. Other characteristics of the service include:
All Fidelity bank clients may use it
Utilize a phone number registered with the bank
The service is available to Glo, MTN, Etisalat, and Airtel users; and it operates 24 hours a day, seven days a week.
How to Use Fidelity Bank Phone Transfer Code
The method of activation is simple; here are the steps:
The first step is to dial *770# on your mobile phone
Now you will see the on-screen command, choose 1 from the list
For the activation of the transferability, you must enter your bank NUBAN account number.
The next step is to authorize a transaction using a 4-digit PIN
To transfer money to an account, dial 770Account*Amount#. However, before you do all these, you must have a Fidelity account.
I believe at the stage you can now use the Fidelity bank code easily without much stress or even when you don’t have network on your phone. However, most people would like to know how to transfer money to a Fidelity bank account or other bank accounts using the *770#. I will be explaining how to go about that below.
How To Transfer Money From Fidelity Bank Account To Fidelity Bank Account
Just dial 770Account NoAmount# (example, *7701234567890*5000# to transfer 5,000 naira to 123456789 on the phone number you used to activate your Fidelity Bank account), then choose the type of bank and input your pin.
How To Transfer Money From Fidelity Bank Account To Transfer Other Banks
Dial 770Account NumberAmount# (for example, *7701234567890*5000# to transfer 5,000 naira to 1234567890 on the mobile phone number you used to open your Fidelity Bank account), then enter your pin for the transfer to be authenticated with the last four digits of your debit card.
Aside making transfers, another thing most people often like to do, is to recharge their accounts either for airtime or data subscription. People often run out from airtime and would love nothing more than to be able to top up their accounts or recharge without stepping out of the house. Below is how to recharge or top up your airtime account using Fidelity bank code.
How To Recharge or Top Up
To recharge for yourself using the Fidelity Bank USSD Code, call 770amount# (for example, 770600#) on your cell phone.
To transfer airtime or recharge to a friend or family member, dial 770beneficiary’s phone numberamount# (e.g. *77008012345678*200#). To finish the transaction, enter your transaction pin/password.
How to Check the Balance of a Fidelity Bank Account on a Phone
Simply call 7700# to check your account balance. That’s all there is to it.
More may be done with the Fidelity Bank Mobile transfer code; simply call *770#
To block a stolen or lost phone from the Fidelity Bank USSD service.
Dial 770911Phone number# (for example, *770911*08000000001# to prevent phone number 08000000001 from carrying out a USSD transaction) and then follow the on-screen instructions. Then for those who would want to update their BVN, here is how to go about it;
For BVN to be updated.
Follow the guidelines by dialing 77002# on the mobile phone number you used to create your Fidelity Bank account.
To change your email address on your account, follow the steps below.
To Change Your Email Address
Dial 77002# from the mobile number you used to register your Fidelity Bank account.
To also Disconnect Email or SMS Alert
You may turn off the warning by dialing 7702#, just follow the prompts and make the necessary adjustments.
What would you do, if you run out of cash and you don’t have your Debit card on you? A good number of people have heard that it is possible to withdraw money from an ATM without a debit card, but they don’t know how to go about it. I will be explaining how you can withdraw money from an ATM as a Fidelity customer without using an ATM card below.
WHERE CAN I WITHDRAW MONEY WITHOUT A DEBIT CARD? (Dial4Cash)
Simply call 7708amount# (77082000#) to withdraw money from an ATM without a debit card. Follow the on-screen instructions then make a one-time password for yourself. To obtain a Paycode, enter the pin. To obtain cash without using your debit card, simply enter your pin, Paycode, and amount at the ATM.
There is just so much you can do with the Fidelity bank transfer code and we would make sure to cover as much as possible in this article.
How to Pay Bills for USSD Codes
You can pay for DStv, Swift 4 G, Naira Bet, LCC Toll, and other expenses with Fidelity bank USSD numbers. This saves you time, money, irritation, and waiting by utilizing the USSD code for fast banking, one may save a lot of money and pay bills. The good news is that without an online connection, everything is completed.
How to Receive Payment
To pay a bill, enter * 770CODESMART CARD NUMBER*AMOUNT #.
At the end of this article, one should be able to make transfers with a Fidelity transfer code, recharge his/her phone, pay bills, block his/her sim card in a situation that they lose it or fall into the hands of online fraudsters. There is just so much to learn from this article for all Fidelity bank customers and potential customers. In conclusion, this article is a summary of how Fidelity bank has simplified the lives of their customers in Nigeria through the creation of the Fidelity bank transfer code *770#