The era of cashless policy which was introduced by CBN (Central Bank of Nigeria) to cushion the amount of physical cash in circulation came with other problems such as bank digital codes for transfer as well as other network problems. Most banks had to come up with USSD Codes to enable customers make easy transfer while they are conducting their businesses and Zenith bank was not left out in this case. One may ask, what is USSD code?
What is USSD code?
USSD code is actually Unstructured Supplementary Service Data that enables people without smartphones or data use mobile bank through code.
In this article our focus would be on zenith bank and USSD code for Zenith bank transfer.
Brief History on Zenith Bank
Zenith Bank was founded in May 1990 and began banking operations in July of same year. It started with a $4 million capital basis. However, it commenced operations during a period of government banking deregulation in which the central bank awarded up to twenty banking licenses to investors each year. The bank’s first location was a private house on Victoria Island that was converted into a banking hall. The bank saw significant development in its early years.
Zenith boosted its capitalization to 500 million naira in 1997, in response to a requirement requiring financial institutions to strengthen their capital bases. Zenith boosted its capitalization to 500 million naira in 1997, in response to a requirement requiring financial institutions to strengthen their capital bases.
Zenith Bank used the internet for marketing financial services and promoting consumer usage of online banking in 1999, making it one of the first firms to invest in online banking. Just at the beginning of year 2000, Zenith’s profile began to increase; its investments in information technology enabled it to compete against larger banks with a wider branch network, and it quickly began to declare net profits equivalent to some of the older big banks. Zenith bank went on to become a public limited company by 2004 and has further grown to be one of the leading banks in Nigeria.
How to Activate the Zenith Bank Transfer Code
For you to activate the Zenith bank transfer USSD code on your phone, there are basic requirements that you must have available;
- Zenith Bank account number
- Your mobile bank
- A phone number that is linked to your zenith bank account number.
How do I sign up for *966# Zenith USSD/EazyBanking?
- Simply dial *966*00# and enter your Account number.
- You will be asked to enter the last four digits of your Debit (ATM) card number.
- The following page will display your Account Name and require you to create a four-digit PIN.
- Confirm the 4-digit PIN.
- If you are successful, you will receive the message “Retrieving your balance.”
- You will receive a Message with the balance of all your accounts.
So we have been able to explain the steps required to sign up for the Zenith Bank USSD, however, what if you do not have an account? It is easy, you can simply open an account online with these easy steps to enable you activate your zenith bank transfer code.
Steps for opening an online account with Zenith Bank USSD Code
You may open and use a Zenith bank account directly from your phone. Simply call *966# from your phone and follow the onscreen prompts.
Your account number would be generated automatically and sent to you through an SMS. Forms for account opening are NOT needed for the signup process.
The following is a step-by-step instruction on how to create a Zenith bank account online using the USSD code 2021.
- To begin, enter *966*0#.
- For your bank account, you will be asked for your first and last name.
- Make a four-digit PIN.
- PIN must be confirmed.
- If you are successful, you will get an email thanking you for choosing Zenith Bank.
- Your new account numbers will be provided to you through SMS right away.
A number of people usually try to transfer money out after they are done with their registration. At this point, some people may ask, what is the Zenith Bank Nigeria USSD code? We would be talking about that below.
Zenith Bank Nigeria USSD code for money transfer
What is the Zenith Bank transfer code?
The money transfer code is 966Amount*Account Number# is the code used to transfer funds from your Zenith bank account.
You can use the USSD code to transfer funds from your account to other bank accounts (such as GTB, First Bank, UBA, Access Bank, and so on) or another Zenith bank account.
Also in case you lose the line that was linked with your zenith account number or you want to update your present line, there is an alternative for you, so you can still setup your USSD code and get messages about your account on your phone. Below is what you should do;
How can I update my Zenith Bank alert number online?
If you wish to change the phone number you want to use to receive bank notifications from Zenith Bank, you may do it at any moment – without having to visit your bank. To update your alert phone number with Zenith Bank, follow these steps:
- Visit any Zenith Bank ATM in your area.
- To view your profile, insert your card and enter your PIN.
- Then, click the ‘Update Phone Number’ button.
- Now, enter your new phone number.
- Finally, enter your PIN to confirm.
That is all there is to it.
If this does not work for you, please contact a Zenith Bank branch near you and a customer service person can assist you with changing your phone number.
Zenith bank account balance check code
To check your account balance by phone, dial 96600# using the phone number associated with your Zenith Bank account. Simply dial 96600# on your mobile phone and following the on-screen prompts will allow you to check the balances on any of your accounts.
Most people have also become so accustomed to buying airtime from their accounts rather than going through the stress of going out to purchase from a recharge card vendor, so we would be sharing the information on how Zenith bank customers can purchase airtime from their accounts also.
To purchase airtime, use the Zenith bank code.
For you to purchase airtime using your Zenith bank account. The phone number must be linked to or used to create the zenith bank account.
To buy or recharge airtime for yourself, dial 966amount#. To buy airtime to the phone number associated with your Zenith Bank account, dial 966amount#. While recharging for others, utilize the Zenith Bank USSD code 966amount*phone number# to purchase airtime for others.
In a situation whereby your phone or your ATM has been stolen, you can easily deactivate your bank account before more harm is done or your account is emptied. We would be showing you, how to go about that.
How Do I Deactivate My Zenith Bank Account?
In the event of a scam or fraud, you may secure your Zenith bank account by deactivating it, which would prohibit any debit transactions from your account. From any cell phone, dial 966911#. Enter your account cellphone number first, followed by your account number. To proceed, press “1” to immediately freeze your Zenith Bank account. Simply go to any Zenith Bank branch to get your account unblocked.
In summary, Zenith bank has made it easier for its customers to pay utility bills, recharge their phone lines and update BVN through the use of USSD code. So it is left for Zenith bank customers to take advantage of this opportunity and activate the Zenith transfer code on their phones.